04 July 2014

LECTURE: Nassare-Aznar on The 2007 Credit Crunch and its impact on Housing

''The 2007 Credit Crunch and its impact on Housing:
A Civilian Perspective''
Prof. Sergio Nassare-Aznar (University of Tarragona)
Date: Friday 11th July, 10:30am-12:00pm
Venue: University of Malta Valletta Campus


The public seminar on Tenancy and Mortgages being held on the 11th July by the Maltese Society For Comparative Law in collaboration with the Civil Law Department will be dealing with the legal aspects surrounding the origination of the 2007 international crisis in the United States, the international credit crunch and subsequent global economic and legal developments. Its negative impact in Europe in relation to access to housing will be considered, including the evolution of European mortgage and lease markets. Although the catalyst of the global crisis was the deficient legal framework of the US mortgage securitization process, the consequences have gone beyond, causing massive repossessions and evictions in many countries. Some innovative developments are examined, such as increased protection for mortgage consumers, the new Directive 17/2014/EU, an increased role of the "right to housing" and new types of housing tenures.

Prof. Sergio Nasarre-Aznar, Ph.D, M.Phil. (Cantab.) (Tarragona, Spain, 1974) , the guest speaker for this seminar, is full professor of Civil Law at the University Rovira i Virgili (Tarragona) and has also acted as Substitute Court of Appeal Judge since 2004. He is a member of the Spanish Royal Academy of Jurisprudence and Legislation. He is the author of three books (La garantía de los valores hipotecarios, Madrid, 2003, Marcial Pons; Securitisation & mortgage bonds: legal aspects and harmonisation in Europe, Saffron Walden, 2004, Gostick Hall Publications and Tort law-Spain, Kluwer Law International, 2008) and has coordinated four on a variety of themes: trusts (2006), new legislative trends in mortgage law (2009), family law (2011) and housing law (2011). Since 2009, he has been leading three housing research projects and is also the Spanish partner for the TenLaw project of the 7th Framework Programme of the EU Commission on leases. Prof Sergio Nassare-Aznar is also engaged in several research projects on the Eurohypothec (www.eurohypothec.com), the reform of European mortgage market legislation and the Runder Tisch (Berlin, since 2006).

This seminar will be followed by a reception. Admission to this seminar is free and open to the public, however a donation will be appreciated. Lawyers and law students are encouraged to attend. Should you be interested in attending this seminar, you are required to register by sending a confirmation email to msclawforum@gmail.com by not later than Wednesday the 9th July 2014.

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